How to work through the basement

Do this before materials are removed when it is safe, or alongside the cleanup provider as they work.

  1. Sketch the floor plan

    A rough drawing with each room labeled: family room, bedroom, bathroom, laundry, storage, mechanical. Add approximate dimensions if you can.

  2. Photograph each room from the doorway

    One wide shot from each corner, then close-ups of the water line, the floor and anything damaged.

  3. Fill in the room sheet

    Use the checklist below for each room. Note what was there before, not just what is visibly damaged.

  4. Set aside samples

    Keep a small cut of carpet and pad and a piece of baseboard from each flooring type before disposal.

  5. Keep everything in one place

    A single folder or shared drive with photos named by room makes the claim and the rebuild easier to manage.

Room sheet: what to record for each room

Contents log format

Copy this layout into a spreadsheet. One row per item or group of similar items.
ItemRoomApproximate ageCondition after waterKept or discarded
Sectional sofaFamily roomSeveral yearsBottom cushions and frame soakedDiscarded after photos
Plastic bins of holiday decorStorageVariousLids sealed, contents dryKept
Cardboard boxes of booksStorageOlderBottom boxes soaked throughDiscarded after photos
Television and standFamily roomA few yearsStand swelled; TV above waterTV kept, stand discarded
Twin mattressBedroomNewerWet along one side from the floorDiscarded after photos

Questions to ask the adjuster about your inventory

  1. What format do you prefer for the contents list, and is there a deadline for submitting it?
  2. Do you need receipts, or are photos and approximate ages acceptable for older items?
  3. Will finishes such as carpet, drywall and trim be measured by you, or should I provide measurements?
  4. How are items valued, and does my policy pay replacement cost or actual cash value for contents?
  5. Who should I contact if I find more damaged items after submitting the list?

General information for Englewood, not a quote or professional advice. In an emergency, call 911.